2026/27 figures checked 29 Sept 2026 · First instalments are landing now – see payment dates

Cookie Policy

Last updated: 29 September 2026

Cookies are small files stored on your device. We also use your browser’s local storage for a few settings. This page lists what we use and how to control it, in line with the Privacy and Electronic Communications Regulations (PECR) and UK GDPR.

Strictly necessary (always on)

Name Purpose Duration
mlc_theme (local storage) Remembers light or dark mode Until cleared
mlc_consent Remembers your cookie choices 12 months
mlc_session Keeps you signed in to your Premium account 30 days
Name Provider Purpose Duration
_ga, ga* Google Analytics 4 Counts visits and shows which pages are useful Up to 14 months

Google AdSense may set cookies such as __gads, __gpi and IDE to show ads, limit how often you see them and measure performance. If you don’t consent, Google may still show non-personalised ads, which use only limited cookies for frequency capping and fraud prevention.

Learn more: How Google uses information from sites that use its services.

Your choices

  • Use the cookie settings message shown on your first visit, or the “Cookie settings” link in the footer, to change your choices at any time.
  • You can also block or delete cookies in your browser settings.
  • Opt out of personalised Google ads at adssettings.google.com.

Contact

Questions: hello.maintenanceloancalculator@gmail.com.